Kishore Kukalakuntla
Loan Officer
NMLS # 2838532
Loan Officer
NMLS # 2838532
I'm Kishore Kukalakuntla, a Loan Officer with 1st 2nd Mortgage Co. of N.J., Inc. I'm licensed in Delaware and Virginia (NMLS #2838532) and work with first-time buyers, move-up buyers, homeowners who want to refinance or tap their equity, and real estate investors.
My approach is simple: explain every option in plain language, run the real numbers side by side, and keep you updated from application to closing. Whether you need a Conventional, FHA or VA loan, a Bank Statement loan for self-employed income, a DSCR loan for a rental property, or a cash-out refinance or home equity loan to consolidate debt, I'll help you find the program that fits your goals, not just the lowest advertised rate.
Call or text me at (267) 398-5499 or email kishore@1st2ndmortgage.com, and let's talk about your plans.
Already have a rate?
I'll work to beat it, or tell you honestly if it's already a great deal. No pressure and no credit pull to review it.
Best results with an official Loan Estimate issued within the last 10 days. Comparisons depend on the same loan program, amount, lock period and borrower profile. Not a commitment to lend; subject to credit approval and underwriting.