Conventional Loan | Kishore Kukalakuntla, 1st 2nd Mortgage

Overview

A conventional loan isn't backed by a government agency. It offers competitive rates and terms for buyers with solid credit and documentable income, with down payments as low as 3-5%.

Ideal For

Buyers with solid credit and steady, documentable income.

Program Highlights

✓Credit score typically 620+
✓Down payments as low as 3-5% for qualified buyers
✓Fixed or adjustable-rate terms available
✓Can be used for primary, second homes, or investment properties

Program terms and eligibility are subject to underwriting guidelines and may vary. 1st 2nd Mortgage Co. of N.J., Inc. is licensed in DE, VA. NMLS # 115981.