Purchase Loan
Low down payment, flexible qualifying.
FHA loans are government-backed and allow down payments as low as 3.5% with more flexible credit requirements than conventional loans — great for first-time buyers and borrowers with less-than-perfect credit.
First-time buyers or those with lower credit scores or limited savings for a down payment.
Program terms and eligibility are subject to underwriting guidelines and may vary. 1st 2nd Mortgage Co. of N.J., Inc. is licensed in DE, VA. NMLS # 115981.